Please read this agreement before installing or using Personal Finance Program (the "Software"). It is an agreement between you and Jeremy Hillier Consulting Inc ("we", "us"). By installing or using the Software you accept it. If you do not accept it, do not install or use the Software.
1. Your licence
The Software is licensed, not sold. Subject to this agreement, we grant you a personal, non-exclusive, non-transferable licence to install and use the Software.
One licence is for one person. That person may install and use the Software on any number of computers that they personally use, and may keep records for their own household in it. Each additional person who uses the Software needs a licence of their own.
If you use the Software on behalf of a business or other organisation, you confirm that you are authorised to accept this agreement for it, and "you" includes that organisation.
2. What you may not do
You may not:
- (a) sell, rent, lease, lend, sublicense or redistribute the Software, or make it available to others as a hosted or shared service;
- (b) share your licence with another person, or transfer it without our written consent;
- (c) reverse engineer, decompile or disassemble the Software, except to the extent that the law expressly allows this despite this restriction;
- (d) remove or alter any copyright, trademark or other ownership notice in the Software; or
- (e) use the Software in any way that breaks the law.
3. Ownership
The Software, including its code, design, text and graphics, belongs to Jeremy Hillier Consulting Inc and is protected by copyright and other laws. This agreement gives you a right to use the Software and nothing more. All rights not expressly granted are reserved.
4. Your data
Your accounts, transactions, categories, rules, forecast items and settings are stored in data files on your own computer, in locations you choose. The bank files you import stay in your own import folder. We do not receive, store or have access to any of it. It remains yours.
Because your data is held only by you, you are responsible for keeping it safe, including keeping backups. The Software backs up your data file automatically and can restore a backup, but we cannot recover data that is lost from your computer.
The Privacy Note explains this in more detail.
5. Not financial advice
The Software is a record-keeping and forecasting tool. Its balances, categories, forecasts, reports and suggestions are worked out from the information you give it and are only as accurate as that information. They are not financial, investment, tax, accounting or legal advice. Check important figures against your bank and card statements, and speak to a qualified professional before making significant financial decisions.
6. Updates
We may release updates to the Software from time to time, but we are not obliged to. The Software does not check for or install updates by itself. New versions are posted on our download page, and you choose whether to install them. This agreement applies to any update unless the update comes with its own terms.
7. Third-party components
The Software includes components from third parties that are provided under their own licences, including QuestPDF, SQLite with Microsoft.Data.Sqlite, the Microsoft .NET runtime, and the Lato typeface (SIL Open Font License). Those licences govern the components they apply to.
8. Support
We may provide support at our discretion. You can reach us at support@hillierconsulting.ca. Please do not send bank files or other financial records unless we ask for them to investigate a specific problem.
9. No warranty
To the fullest extent the law allows, the Software is provided "as is" and "as available", without warranties or conditions of any kind, whether express, implied or statutory. This includes any implied warranties or conditions of merchantability, fitness for a particular purpose, non-infringement, and that the Software will be uninterrupted, accurate or free of errors.
You are responsible for deciding whether the Software is suitable for your purposes. It is not designed for uses in which a failure could lead to injury, loss of life or serious damage.
10. Limit of liability
To the fullest extent the law allows, we will not be liable for any indirect, incidental, special, consequential or punitive loss, or for any loss of data, profits, revenue, business or goodwill, or any financial loss arising from decisions made using the Software, arising from or related to the Software or this agreement, however caused and even if we have been told that such loss is possible.
Our total liability for all claims arising from or related to the Software or this agreement will not be more than the greater of (a) the amount you paid for your licence in the twelve months before the claim arose and (b) fifty Canadian dollars (CAD $50).
Some jurisdictions do not allow certain warranties to be excluded or certain liabilities to be limited. Nothing in this agreement takes away rights that you have under consumer-protection or other laws that cannot be waived by agreement. In those cases, the exclusions and limits above apply only as far as the law permits.
11. Ending this agreement
This agreement lasts until it is ended. You may end it at any time by uninstalling the Software and destroying all copies. It ends automatically if you do not comply with it. When it ends you must stop using the Software and remove all copies. Your own data files remain yours. Sections 3, 4, 5, 9, 10, 12 and 13 continue to apply after it ends.
12. Governing law
This agreement is governed by the laws of the Province of Ontario and the federal laws of Canada that apply there, without regard to rules on conflict of laws. The courts of Ontario have jurisdiction over any dispute arising from it, except where the law of the place you live gives you the right to bring a claim in your local courts.
13. General
This agreement, together with the Privacy Note, is the whole agreement between you and us about the Software and replaces any earlier understanding about it. If any part of it is found to be unenforceable, the rest continues to apply. If we do not enforce a right, that is not a waiver of it. We may update this agreement for future versions of the Software; the version in place when you install a copy is the one that applies to that copy.
14. Contact
Jeremy Hillier Consulting Inc
Email: info@hillierconsulting.ca
Web: https://hillierconsulting.ca